Charleston affordable housingAccording to the U.S. Department of Housing and Urban Development, housing that is defined as affordable costs less than 30% of a household’s monthly income. Imagine being a minimum wage employee earning $1,200 a month and trying to find a decent place to live for $360 a month.

Locally, individuals have to earn twice the minimum wage just to afford the average rent for a two-bedroom apartment and one of every five children in Charleston lives in substandard housing.

When you consider these facts, it’s a reminder that we can all make a difference and we must take action now. SC Community Loan Fund exists to help provide affordable housing, but we can’t do it alone. We need your help.

Your charitable, tax-deductible gifts and investments certainly make a difference. Your support helps to transform lives and build strong communities — from the first time homebuyer, to the child whose life is improved by having a home, to the senior citizen who has a safe place to live.

Ways to give to SC Community Loan Fund include:


If you’re interested in investing in SC Community Loan Fund, please know that by doing so you will be providing a positive social impact on our local community. All investments have a below-market return of 2%, require a minimum investment of $25,000, and have a minimum term of five years.  For more information on how to make an investment, please contact Michelle Mapp, executive director, at 843-973-3596 or email her at

For more information about ways you can contribute to our cause, and the tax benefits that are available to you, please visit