Staff & People

Nate joined SCCLF in 2021, and brings with him over 25 years’ experience in community development finance, 18 of which were serving as South State Bank’s Community Development Officer. Throughout his career, Nate has championed small business development and worked to advance equitable access to capital across South Carolina.

Nate holds a Bachelor of Science from the University of South Carolina and a Masters of Business Administration from Indiana University. He has long provided leadership as a member of the Board of Directors for organizations such as South Carolina Association for Community Economic Development, Columbia Housing Development Corporation, and Richland Library Board of Trustees, Together SC, and the SC Community Capital Alliance.

Nate lives in Columbia. He is an avid gardener and enjoys traveling and spending time with his grandchildren.

As President of SCCLF, Deborah plays a complimentary leadership role to the CEO to ensure highly-productive day to day management of the organization. She maintains general oversight of internal operations and work plans, and helps establish and execute organizational priorities.

Deborah has over 30 years of experience leading community development organizations and programs. She brings a depth of knowledge and experience in the CDFI industry having founded and served for 12 years as the President and CEO of Greenville Housing Fund, which later became CommunityWorks Carolina.

Deborah holds a Master’s degree in urban planning from Texas Southern University and a bachelor of arts in English from the University of South Carolina. She is also an alumna of Furman University’s Diversity Leadership Institute. Deborah currently serves on the boards of organizations such as SC Community Capital Alliance, SC Association for Community Economic Development, the SC Small Business Chamber of Commerce and the Greenville Chamber of Commerce Board of Advisors.

As Chief Financial Officer, Nancy is responsible for all of the organization’s financial matters including formulating and implementing policies and plans to meet the organization’s short and long-term financial objectives, as well as assuring adherence to all required compliance, regulation, and financial reporting required of SCCLF’s programs.

Nancy is an accomplished accounting and financial professional with significant expertise in leading the consolidation of 11 multi-currency subsidiaries through audits and tax filings. She has demonstrated an ability to streamline business operations through system migrations that help improve efficiency, drive growth and ultimately increase the bottom-line of the organization.

Nancy holds a MBA in Finance from NYU and a BSBA from Bucknell University where she majored in Accounting and minored in Art.

Menia joined SCCLF in 2022 as Grants and Investments Manager. She has over 29 years’ experience as a trained research administrator and business professional, with specific focus on key areas - grants/proposal development, project management/leadership, operations, compliance, and nonprofit governance.  Menia has been highly instrumental and successful in securing federal, state, and local grants, contracts and cooperative agreements.  She has served as a principal investigator, compliance specialist and technology specialist for several federal grant projects (United States Army Medical Research, National Institutes of Minority Health Disparities, and U.S. Department of the Interior). She has served on national grant review panels and is a certified grant writer. Menia holds a Bachelor of Science in Business Administration from Claflin University and a master’s degree in Business Administration (MBA) from Claflin University.

Brian Colclough is a seasoned banking professional with 13 years of experience in the financial industry. As the Chief Lending Officer for the SC Community Loan Fund, Brian plays a pivotal role in directing and managing the loan portfolio of the organization. His expertise lies in establishing effective procedures and strategies that promote the long-term growth and success of the company.

Throughout his career, Brian has demonstrated his proficiency in various areas of lending, including consumer and business lending, as well as merchant services. He brings with him a wealth of knowledge and insights gained from his experience working with major banks such as Wells Fargo, regional banks like First Citizens Bank and Synovus Bank, as well as credit unions.

Brian’s primary focus and specialty revolve around small business lending and banking. He has successfully managed the entire lending process, from initial application to final approval, ensuring exceptional customer service and compliance with regulatory requirements. His dedication to providing tailored financial solutions to small businesses has been instrumental in driving their growth and success.

In addition to his professional accomplishments, Brian is a graduate of Claflin University, where he acquired a solid foundation in finance and business. He has also demonstrated his commitment to personal and professional development through participation in prestigious programs such as the Columbia Chamber of Commerce Leadership Columbia Program and the Charleston Metro Chamber's Minority Board of Directors Training in 2023.

With his extensive industry knowledge, leadership acumen, and strong network, Brian fosters meaningful relationships with external stakeholders, including regulators, industry associations, and community groups. He actively contributes to developing and implementing the company's lending strategies, aligning them with broader organizational goals.

Brian Colclough’s passion for empowering small businesses, combined with his strategic vision and wealth of experience, make him a valuable asset to the SC Community Loan Fund and a trusted leader in the banking industry.

Tamera joins SCCLF as the Grants and Data Impact Manager. She has several years of experience serving non-profit communities including roles in global environmental conservation and local youth houselessness prevention programs. Tamera brings her expertise in both grants management and direct community service. She has received many accolades across her journey in the non-profit environment, namely a Letter of Commendation from the South Carolina Attorney General’s Office and an award from the Department of Homeland security for her work with survivors of human trafficking. She also served as the U.S Foundation and Grants representative for a global conference spanning 12 countries. Tamera holds a B.S in Psychology with a concentration in Human Services from the College of Coastal Georgia and continues to serve her community with diligence and passionate pursuit.

Kimberley Brown joined SCCLF in April of 2023 as Community Development Loan Officer and will be responsible for supporting the mission through ensuring the continued growth of SCCLF's loan portfolio across South Carolina. She will be based out of the Columbia office. Kimberley has over 15 years' experience in the banking industry and has held a wide range of positions with increasing responsibility at several financial institutions. She also earned her South Carolina real estate license prior to joining SCCLF. Kimberley is a native of Irmo, SC. She received her Associate and Bachelor degrees in Business Management and Business Administration from Midlands Technical College and Webster University, respectively.

Denise Coleman-Smith joins the SCCLF team with 11 years of experience in banking—specializing in compliance for the past 5 years. She is passionate about doing what’s right for both our customers and the business. Her mission is to educate customers about their financial options and to support them as they navigate new technologies.

Currently, Denise is pursuing a bachelor’s degree in criminal justice from Strayer University. Being bilingual in Spanish and a first-generation Latin American, she brings a diverse perspective to her work. Outside of her professional life, Denise enjoys cherishing time and adventures with her loving family (husband Joe and two wonderful boys, Gabriel, age 1 and Nathaniel, age 6). She loves exploring the outdoors, visiting Soda City in Columbia, SC, and enjoying local parks. Denise is excited to contribute her skills and experiences to SCCLF and to work together to make a positive impact!

Rashida Dillard is a dynamic professional with over 10 years of experience in the non-profit sector, specializing in business administration, project management, and operational excellence. She has a proven track record of managing complex projects, optimizing organizational processes, and delivering impactful results across corporate, non-profit, and healthcare sectors. With a master’s degree in business administration (MBA) and certifications in Non-Profit and Grant Writing, she brings a strategic mindset to driving innovation and fostering collaboration. Her career highlights include streamlining operational workflows, enhancing event management processes, and spearheading impactful initiatives that drive organizational success. Known for her strategic planning, cross-functional collaboration, and commitment to continuous improvement, Rashida excels in aligning organizational objectives with actionable strategies to achieve sustainable growth and community impact.

She is passionate about fostering inclusive environments and empowering others through mentorship, community engagement, and leadership development.

Terrence Drayton is a professional banker with over 8 years of experience in the financial industry, including commercial banking & lending. In October 2024 he joined SCCLF's Columbia office to support their mission of growing and managing an expansive loan portfolio of South Carolina-based businesses. Prior to joining SCCLF, he has participated in numerous Collegiate and Non-Profit events to help spread knowledge on Small Business lending throughout the state, as well as found success as a Small Business Specialist for TD Bank.

Terrence is a native of Savannah, GA, with roots across the Midlands and the Lowcountry. His favorite past-times include listening to music old & new, and spending quality time with his twin daughters. He has experience in various industries & Fortune 500 companies, both within and outside the financial industry. He attended the University of South Florida to pursue a Bachelor of Science in Psychology, and is also a certified IT help desk professional.

Heather joins SCCLF as Staff Accountant with over 25 years’ experience as an accountant and Supply Chain Expert. Her career includes extensive accounting and data information management, having achieved 9 successive positions with such large-scale business and manufacturing enterprises as Campbell Snack’s, which she believes has made her the well-rounded professional she is today. She believes her greatest strengths at work is root cause analysis, data integrity and process improvement. Heather is detail oriented and truly loves accounting.

Heather enjoys working outdoors and helping the community. While in Charlotte NC, she frequently volunteered at local foodbanks and churches. Her desire to expand her knowledge in Non-Profit Lending and community development led her to the S.C. Community Loan Fund, where she hopes to use her skills to support its mission to help communities grow and thrive!

Heather is a graduate of the University of South Carolina with a BSBA Accounting degree and born and was raised in Charleston SC. She is a HUGE dog lover and enjoys traveling the country with her family in her RV.

Greg Perry is a native of North Charleston, SC. Greg has spent his life seeking to be for others what he wishes someone would be for him if he found himself in that same circumstance. This is how serving his community became a vital part of who he is today. He started a nonprofit in 2009 to assist single moms with the necessities to enhance their everyday lives. He has served as a mentor, youth basketball coach, and adopted dad at schools for young boys. Additionally, Greg served as a volunteer Chaplain at the detention center in North Charleston, SC. Greg has a B.S. in Business Administration, M.S. in Higher Education, and graduate hours towards an MBA from The Citadel. He has worked as an educator in a middle school, taught a marketing course, and now he is currently a program manager of an entrepreneurial program at SC Community Loan Fund.

As SCCLF Executive Assistant, Martha is responsible for a wide range of executive support and administration tasks. She acts as a liaison and provides support to our Board and Committees.

Martha came to SCCLF after serving nine years as the Executive Assistant at CommunityWorks, Inc.
In addition to her direct experience providing executive support in the CDFI field, Martha was employed at Duke Energy Corporation for several years. While there, she provided human resource services through research, training, and development.

Anthony joins SCCLF as a Community Development Loan Officer with over 18 years of experience in banking, commercial real estate lending, and community development. His career includes roles in retail and business banking, where he successfully partnered with businesses up to $10M in revenue, helping them achieve their financial goals. Anthony’s experience in treasury management, deposit growth, and business development has made him a well-rounded financial professional. He believes his greatest strengths are developing professionals, strategic planning, relationship building, and creating innovative solutions for community-focused initiatives.

Anthony has a passion for giving back to the community and empowering others. As a former basketball player and coach, he has used sports as a platform to mentor youth through Trifecta Sports Incorporated, a non-profit organization he founded. His desire to leverage his financial acumen and leadership skills to drive meaningful impact led him to S.C. Community Loan Fund, where he hopes to contribute to its mission of fostering economic growth and equity.

Anthony is a proud graduate of Virginia Intermont College and a native of Columbia, SC. When not working, he enjoys spending time with his family, traveling, exploring innovative business ideas, and mentoring young professionals in banking, working with student athletes and sports.