The best charitable investment an individual or institution can make.

Your money is invested wisely, has measurable, meaningful impact, and is returned with interest. Our investments come from financial institutions, foundations, religious institutions, government entities, businesses, and individuals seeking to make a positive social impact in our local community.

Investments with us are socially and fiscally responsible. We offer investors a financial return on their investment. All investments have a return of 2%, require a minimum investment of $25,000, and have a minimum term of five years.

For more information on how to make an investment, please email us at or return your completed Investment Form.

Tax Benefits

  • Federal Tax Benefit – Your contribution is tax deductible to the extent allowed by IRS regulations. If you have specific tax questions, we advise you to consult your personal financial or legal advisor
  • State Tax Benefit – All contributions and investments to the South Carolina Community Loan Fund may qualify for the 33% S.C. Community Development Tax Credit.

Investment Analysis

Investors who support positive change in underserved markets rely on Aeris’ proprietary CDFI ratings tool – CARS®, the CDFI Assessment and Ratings System – to assess investment opportunities that match their impact objectives and risk parameters. The South Carolina Community Loan Fund has achieved a CARS™ Rating of A+3 in our most recent assessment and review.

For more information on the CARS™ Rating System visit

We support organizations that make a measurable difference in our community. Our investment in SCCLF allows us the opportunity to be engaged with an organization that is making great strides in the Charleston region by putting to work the resources individuals and organizations entrust in them.
Marty and Julie Klaper