Lending

We believe equitable access to capital has the power to transform communities. We offer financing and borrower support services to help make your community development project a reality.

Our loans are available to nonprofits, for profits, and municipalities across South Carolina.

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Our financing is concentrated in four areas:

Affordable Housing
Healthy Food Retail
Small Business
Community Facilities

Affordable Housing

Everyone deserves a safe and affordable place to call home. We finance the construction, rehabilitation, or redevelopment of rental units that are affordable to low to moderate-income families.

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Healthy Food Retail

Access to healthy food nourishes our communities. We finance construction and renovation of projects like grocery and corner stores, farmer’s markets, food hubs, and mobile markets.

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Small Business

Everyone benefits from vibrant and diverse local economies. We finance small businesses serving or employing low to moderate-income communities, especially those owned by women and people of color.

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Community Facilities

Places to gather and serve are key to a healthy life. We finance community facilities like schools, daycares, health clinics, recreation centers, municipal facilities, homeless shelters, and more.

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New Markets Tax Credits

Transformative community development projects require large-scale financing solutions. Learn more about how we are deploying New Markets Tax Credits to fund projects across South Carolina.

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Borrower Support

You don’t have to navigate the loan application process alone. We provide an array of support services ranging from one-on-one guidance for applicants to intensive multi-week education courses, all at no or minimal cost.

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